Getting capital,
made easy.
Check your Funding Score and let 75+ UK lenders compete for your business — the best rate wins. No hidden fees, no commissions, no impact on your credit score.
See your Funding Score.
Watch 75+ lenders compete.
Answer a few questions — 90 seconds, a soft check, and zero impact on your credit score.
75+ lenders instantly bid to fund your business — sorted best-first, every rate in the open.
Your dedicated assistant secures the winning offer and handles the paperwork. Get funded.
Choose how you
get funded
All matched to your business · every fee shown up front · no hidden commissions.
75+ lenders. Competing for you.
Zero hidden fees.
Meet your dedicated funding assistant
Where other platforms leave you to self-serve, Capzy pairs every business with a named assistant — powered by the platform — who finds your best-fit lenders, secures the offer and handles the admin.
What is your broker really
charging you?
Many brokers charge a fee and take a lender commission that quietly lifts your rate — often without you ever seeing them. Capzy charges you nothing.
Illustrative example. Commercial-finance broker fees commonly range ~1–12% of the amount funded, and lender commission can raise your rate. Actual figures vary.
How we make money
(so you never have to guess)
Because every lender pays us the same, we've no reason to send you anywhere but your best deal.
Pay £0 to Capzy — ever.
Matches you & runs the competition.
Pay us a commission to reach you.
No bias, no hidden fees, no commission coming out of your pocket — just the winning offer.
See what it costs — before you apply
Move the sliders for an indicative monthly repayment. No sign-up, no credit-score impact.
“Beat my bank's rate and my broker's fee. Funded in a day, and I could see every offer myself.”
“No fees, no runaround. Emily handled everything and I knew exactly what I was paying.”
“£250k for new equipment, sorted in hours. The transparency is the reason I'll come back.”
Funding is just the start
Capzy members also save on the everyday running costs of doing business — one login, better deals on the costs every business already pays.
Your questions, answered
No. Checking your Funding Score is a soft search — invisible to lenders and with zero impact on your score.
Lenders pay us a commission — the same whoever you choose. You pay £0.
No hidden fees or commissions from you. Every cost is shown up front, before you commit.
From £10,000 up to £2m, depending on the product and your business.
See your options in 90 seconds and get funded in hours — often the same day.
No — it's completely obligation-free. Compare, and walk away any time.
Yes. We use read-only Open Banking, we're FCA-regulated, and we never sell your data.
You'll still see options. Honest answers simply get you better-matched lenders.
See your Funding Score.
Let 75+ lenders compete.
90 seconds · no hidden fees · no impact on your credit score.